Accounts Overview

We have several non-interest & interest bearing personal deposit account plans with a variety of benefits to meet your everyday needs.

  Hometown Checking e-Freedom Checking NOW Personal Checking Money Market Hometown Plus Personal Savings
Minimum Opening Balance $100 $50 $500 $1000 $50 $100
Minimum Balance to Avoid Service Charge $100 NA $500 minimum or $750 average available balance $1000 minimum or $1500 average available balance NA $100
Service Charge If Below Minimum Balance $2.50 plus $0.15/check for entire monthI   $3II $10   $10V $6 monthly feeIV $5 for that monthV
Interest Bearing NO NO     YESIII     YESVII     YESVI   YESVII
ATM/Check Card YES YES YES NO YES ATM Card
Internet Banking FREE FREE FREE FREE FREE FREE
Text & Mobile Banking FREE FREE FREE FREE FREE FREE
More Information Disclosure Disclosure Disclosure Disclosure Disclosure Disclosure
I No service charge for those under age 24 and over age 65
II $3 for paper statement; NO charge for e-statements
III Tiered interest rates - See current rates
IV Includes $10,000 in Accidental Death & Dismemberment Insurance, $2,500 in Identity Theft Insurance,
Fraud Assist Tool Box & Fraud Alerts, Single Bureau Credit Alert & Card Patrol
V Excess transfer fee of $10 for each transfer to a third party in excess of six each month
VI See current rates
VII Tiered interest rates - See current rates
First Western Bank & Trust