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Home & Auto Insurance

Homeowners Insurance

Homeowners insurance covers much more than just fire or hail damage to your owned or rented residence. First Western Insurance offers the following private residential property policies:
  • Homeowners
  • Renters
  • Condo Owners
  • Dwelling Fire
  • Mobile Homeowners
  • Seasonal/Secondary Homes

Flood Insurance

A flood policy does not require the Federal Government to declare a flood disaster in order to be reimbursed for covered losses where as Federal flood disaster relief programs require you to pay back a loan. Losses covered by a flood policy are paid to the named insured and require no payback of funds.

There is a 30 day waiting period from the day you apply for flood insurance until coverage begins.

Single family residences can be covered for up to $250,000 on the structure and $100,000 on the contents.

Personal Auto Insurance

Personal Auto Insurance covers private passenger type vehicles. The following may also be insured under a Personal Auto policy:

Recreational vehicles

Recreational vehicles can be fun all year long. Here is an example of the types of recreational vehicles First Western Insurance can cover:
  • Motorcycles
  • ATV's
  • Snowmobiles
  • Scooters
  • Mopeds
  • Jet Skis
  • Pontoons
  • Boats
  • Ice fish houses

Personal Umbrella

A Personal Umbrella policy can provide an additional $1 to $5 million of liability coverage over your primary policy limits. Generally, the annual cost of a Personal Umbrella policy can be reasonable. If you were to have a large bodily injury or property damage claim, wouldn't you want to protect your assets and income?

First Western Insurance is an independent insurance agency representing several insurance companies with two convenient locations to serve you. We are licensed in ND, MN and AZ.

First Western Bank & Trust