Let your business be our business.

Small or large, we can tailor a policy to fit your needs.

Business Insurance

Business Owners

Business owners insurance policies include coverage for property and liability into one policy for those risks that are eligible. A nice feature of a Business Owners policy is actual loss sustained coverage for Business Income and Extra Expense for up to 12 months. Some types of businesses that may be eligible are:
  • Apartment Buildings
  • Limited Contractors
  • Fast Food Restaurants
  • Self-Storage Operations
  • Motels
  • Wholesale Risks
  • Office Buildings
  • Light Processing or Service Risks
  • Convenience Food/Gasoline Stores
  • Laundries and Dry Cleaners

Commercial Property

Commercial Property provides coverage for a business' building and business personal property.

Commercial Auto

Commercial Auto provides coverage for vehicles owned by a business including truckers and motor cargo coverage.

General Liability

General Liability provides coverage for a business' liability exposures.

Garage Liability/Garagekeepers

Garage Liability/Garagekeepers provides coverage for car dealerships, towing operations and auto repair shops.


  • Surety
  • Notary Public
  • Fidelity

Contractors Insurance

Contractors Insurance provides property and liability coverage for residential, commercial and artisan contractors. Here are just a few examples of the types of contractors First Western Insurance can insure:

  • Plumbing & Heating
  • Electricians
  • Floor Covering
  • Painters
  • Landscapers/Lawn Care
  • Concrete
  • Cabinet Makers
  • Roofers
  • Cable Installation
  • Excavation
  • Carpentry
  • Tree Service

www.nd.gov/sos - Secretary of State

Commercial Umbrella

Commercial Umbrella policies can provide an additional $1 to $5 million of liability coverage over your primary business policy limits.


Coverage is available for commercial structures up to a maximum of $500,000 for the building and $500,000 for the contents.

There is a 30 day waiting period from the date of purchase.

www.floodsmart.gov - NFIP

First Western Insurance is an independent insurance agency representing several insurance companies with two convenient locations to serve you. We are licensed in ND, MN and AZ.

First Western Bank & Trust